Legal Practice Area

Banking & Finance Law

Expert legal counsel on lending transactions, capital markets, regulatory compliance, and financial restructuring for banks, corporates, and financial institutions across Nigeria.

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Overview

Navigating Nigeria's financial legal landscape

Our Banking & Finance practice serves commercial banks, development finance institutions, investment banks, and corporate borrowers on a broad spectrum of financial transactions. We combine deep regulatory knowledge with transactional expertise to deliver commercially sound legal solutions.

Nigeria's financial sector is governed by a complex web of CBN regulations, BOFIA provisions, and international standards. Our team stays at the forefront of regulatory developments, ensuring our clients remain compliant while pursuing their commercial objectives.

From syndicated loans and project finance to capital market issuances and debt restructuring, we bring the precision and experience that sophisticated financial transactions demand.

What We Handle

Key Areas of Practice

Loan Syndications & Bilateral Lending

Structuring, documenting, and negotiating syndicated credit facilities, bilateral loans, and revolving credit arrangements for lenders and borrowers.

Project & Infrastructure Finance

Advising on complex project finance structures for power, infrastructure, and energy projects, including security packages and intercreditor arrangements.

Capital Markets

Bond issuances, commercial paper programmes, equity offerings, and SEC regulatory compliance for issuers and transaction parties.

Regulatory Compliance

CBN licensing, BOFIA compliance, anti-money laundering frameworks, and regulatory advisory for banks and fintech companies.

Trade Finance

Letters of credit, guarantees, trade receivables financing, and structured commodity finance for exporters and financial institutions.

Debt Restructuring

Advising lenders and borrowers on the restructuring of distressed debt facilities, workout arrangements, and enforcement of security.

Our Methodology

Structuring transactions that stand up to scrutiny

Transaction Assessment

We analyse the commercial and regulatory dimensions of your transaction, identifying risks and opportunities at the outset to inform the optimal legal structure.

Documentation & Structuring

We draft and negotiate all facility agreements, security documents, and ancillary instruments to protect your interests throughout the transaction lifecycle.

Regulatory Coordination

We liaise with the CBN, SEC, and other regulatory bodies to obtain necessary approvals, ensuring full compliance with applicable laws and regulations.

Closing & Post-Closing Support

We manage conditions precedent, coordinate drawdown, and provide ongoing support for the life of the facility, including amendments and waivers.